Retire On Permanent Holiday

It’s quite possible and done often, retirees are using
money to live on cruise ships and travel the world. Cruise
ships often cost around the same per day as a retirement
home, and there is no worry about maintenance, cleaning or
fresh linen.

Food is well taken care of, and so is entertainment. When
you want a change of scenery, swap ships and go see another
part of the world.

You might even find a neat place to buy a nice little
cottage and sun yourself everyday. Place like Costa Rica
are very popular.

Often the family home is too big once the family has grown.
As people move toward the permanent-holiday type of
retirement companies have residential cruise ships

These have everything you would ever need to live
comfortably. Here is one of the descriptions as found on

Unique in design, with all of the comforts and conveniences
of a sophisticated upscale retirement community or condo or

Health Care, pharmacy, groceries, entertainment, leisure
activities, golf, restaurants, World class spas, 24 hour
concierge, international banking, offshore bank and
financial service, business services, and more world class

Imagine, being able to travel around the world, within the
security and comfort of Your own home, and what you bring
along on Your trip, is everything.

Everything in Your ideal luxury home, Your complete
wardrobe, your interior accents, and your personal

Or you can use this as a second place to live. We’ll design
the interior and furnish it.

Retire from work-Not from life

Sometimes the reality of retirement can be a far cry from
the dreams of what retirement will be like. Many reasons
occur for this and it is quite common to go through a
perion of feeling down in the dumps.

Not planning properly is one reason for this. Plan ahead
and make it something to look forward to. A new stage in
life, a new door opening.

Retirement can fall short if your money situation isn’t as
flush as you’d expected, feeling bored or like you have no
purpose, may have the tendency to let depression creep up.

The important thing is the realize there are so many more
things you can do to contribute to your life. Allow
yourself to relax and know you deserve to take some
recreation time.

The very best way to get a boost is to try something new.

It can be difficult if unplanned illness or loss of a
spouse arises. Give yourself plenty of time to reconsider
your options.

Be sure to still plan activites and join some clubs to make
new friends if you need to. Remember it’s a big world and
there are thousands of things you can do.

There are also many support services available, so use
them. Most importantly, plan to live your life regardless
of what happens.

Sitting at home won’t replace that feeling, so find a few
interests and join some groups. You’ll find plenty of
kindred spirits and swapping stories will be fun.

Personally Made Unique Retirement Gifts

Make It Personal

Retirement gifts are part of a global tradition for the different industries to acknowledge the service of any worker or personnel, a company official, employee, or perhaps even a trustee. It is a way of showing a career person his worth and acknowledging what he has done for the maintenance of the company. It is also an added bonus for employees to work hard to be able to stay in the company for a longer period of time.

Companies and colleagues alike give out retirement gifts as a final commemoration of someone’s work portfolio. Nevertheless, the kind of retirement gifts is not limited by anything, but is instead flexible to be as unique as possible. Unique retirement gifts are anything but personally made or crafted.

Uniqueness Equals Non Conformity

For one, uniqueness of such a retirement gift should be considered as not commonly acquired in the commercial market, ordered from a third party manufacturing agency, or given to any other retiree from previous and even present retirement parties in an institution.

A unique retirement gift should be the first item of its kind in terms of tag, item type, occurrence of being given, or award. Furthermore, being unique in the simplest sense, the retirement gift should also exude some sort of distinguished prestige for a specific accomplishment of service. This would not only allow the retiree to personally claim that such a gift was meant for only one, but also raise self esteem for the self as well as others as they work hard to achieve such recognition.

In line with recognition, this is one of the most probable reasons for creating a unique retirement gift. A personally crafted gift makes it gain an identity that it has been crafted not by any commercial means but with the individual’s effort and passion in going through the trouble of making one.

Most probably, it may not be as extravagant as a car or a golf club, or anything of that sort which would require such complex machinery and equipment to create, but personally crafted unique retirement gifts could be anything, given the proper resources. Ever wonder why limited-edition, and order-based cars are so expensive and valuable? It is because these cars were crafted not in the industrial assembly line but are custom built, which adds up to the aesthetic and face value.

Personal Touch

What makes unique retirement gifts nicer and more valuable than any other extravagant commercial gifts is the personal touch. Even a kid who has no idea of such extravagance and complexity of creating lavish gifts or even acquiring them could still create a simple gift, by his own means, and present it as a retirement gift.

It never is limited by the sole occasion alone. Retirement gifts are classified as such only because it speaks of an event of a worker that he is formally stepping down from work. The gift’s essence in itself is pure and simple in the sense that it is a thing worth keeping. Nonetheless, unique retirement gifts is a combination of a pure intention to acknowledge someone’s work service and the parting of something worth keeping.

Uniqueness is only limited by the imagination. Even still, once a person has started to think of an idea of what to give a retiree by heart has already started to imbibe a personal touch to the unique retirement gift.

Military Retirement Gifts: Ten-Hut!


Military tradition is based on several centuries of honor and discipline, and has been imparted on each military personnel that has graced over the age-long existence. Year after year, new batches of fresh graduates from military academies begin a new frontier as soldiers. Each day as well, new veterans formally step down from active duty and also begin a new frontier as non-commissioned soldiers, living among civilians, enjoying a much more relaxed stated of living.

In stepping down from the service that a veteran has endured and enjoyed, a military retirement gift is going to be one of the best reminders of his life’s service to the protection of his state.

Retirement gifts could be generically crafted as mementos such as blankets, pillows, mugs, plaques, guns, and maybe even watches and fountain pens, each with a personalized engraving of the name, designation and rank of the retiree. However, there is also the option of making the retirement gift more specific. What make retirement gifts colorful in this career are the varied branches of the armed forces.

Each specific armed forces branch has its own specialized brand of military service and has its own way of distinguishing itself from the others. The type of retirement gifts would also be different in each branch as it would denote the uniqueness of that branch’s military tradition.

The Different Branches

There are basically four basic fields for the armed forces such as the Marines, Navy, Air Force, and the Army. These denote specific specializations for Amphibious, Sea, Air, and Land operations. Within these, more specialized and specific sub branches are made for a higher level of combat operations such as Green Berets, Snipers, Rangers, Airborne, Navy SEALs, and the like. Each of these categories boast its own identity as being the best among the best, and each veteran coming from each of these fields would definitely want something not less than what is best as they retire from active duty.

Retirement gifts for Navy retirees would have more of a Navy Feel to the souvenir if the object or thing would be about Boats, Gunships, or any part that would relate to these. The same goes for Air Force retirees, which would most appropriately be related to airplanes, bombs, a propeller, or the like. As for the ground forces, miniature scaled models of tanks, jeep, artillery, or guns make up most of the given retirement gifts.

What makes all these different branches come together though is a common gift given to all retiring personnel. This specific retirement gift not only holds all the information on the identity of such a retiree but also is imbibed with the honor and prestige of being in the armed forces itself known as a military ring.

This ring may just be an ordinary flashy piece of jewelry worn by people, but for the military, this is one of the most honor-distinguishing object other than a medal and formal recognition. This not only makes as a perfect retirement gift, but also a very valuable one in terms of being brought anywhere with the retiree.

Military again is based on honor and discipline, and until such time that a military man has already served his country, he would most definitely want to continue his pride and prestige in being part of the military workforce, with a military retirement gift such as a ring or a memorabilia.

Lighten Things Up With Retirement Jokes

Most people approach retirement in a gloomy countenance. They approach it as if it is a surrender to the hands fate and debilitation of the body. So it is important that one will help them realize that it is something to be accepted since it is an inevitable stage in one’s life. But how can one do that? It’s simple: poke fun at retirement.

Retirement jokes, like ones said on speeches are popular. Speeches tend to become emotional that it hinges every one in the room in a state of gloom and sympathy. But one can raise the bar in retirement jokes (without insulting the retiree, of course).


In addition to talking about the wonderful moments the speaker has shared with the retiree, he/she can add something that will lighten up the atmosphere. One may give a stone slab, which has inscriptions on it, “in advance”. Friends may also joke and call the retiree “grandfather” whenever the latter tries to reprimand the former in a conversation can also help lighten the mood. But don’t overdo it, of course.

Other gags that might be of interest is a wig with an unusual color like pink or purple, a follow up item to the joke that he may need a wig in the future. If he, in an inexplicable moment, declines it, say: “okay, then wear a paper bag instead if you get bald”. Always be ready whenever jokes don’t succeed; so keep those backup jokes ready!

Believe it or not, some service providers also write and sell personalized retirement speeches with witty jokes after understanding the personality and interests of the retiree. These companies usually add jokes about the retiree’s profession.

If one cannot find enough retirement jokes, a little visit to the bookstore can help a great deal. There are joke books that cover a wide range of topics, one of which is retirement. A little scan here and there will help inspire the reader if he/she isn’t the natural comedian. These may also be good retirement gifts as well, helping the retiree have a good laugh in one of those boring Tuesday afternoons.

There are also a lot of websites available on the net that provide a lot of jokes and free retirement e-books like The e-books that they have range from the “200 best things said about retirement” to “retirement wisdom you won’t get from your financial advisor”.


There is a lot of leeway one has on inserting jokes in a retirement party. If you know someone who is coming near to retirement, you can send an email or two which has retirement quotes like “retirement is when everyday is Saturday” and “retirement: goodbye tension, hello pension!” It is a good gesture and gives off the sense that you know what the future retiree is going through. Again, keep the retiree (future or not) off tension as much as possible and make him/her anticipate retirement with smile and not with a sigh as much as possible.

And when the retirement party does come, keep the same lighthearted approach, inserting jokes here and there and probably some gags like the ones said above. Not only will the retiree will be less fussy about retirement, he/she will focus more about the people who kept him happy on that bittersweet day, especially the one who gave him that weird pink wig.

[YES] Can Be Edited Completely and Your Name Put on it.

[YES] Can be used as web, blog, newsletter content
[YES] Can be broken down into smaller articles
[YES] Can be used for eCourse or autoresponder series
[YES] Can be used for ebook/report
[YES] Can be given away.
[YES] Can be packaged.
[YES] Can be offered as a bonus.
[YES] Can be added to paid membership sites as content
[YES] Can be offered through auction sites.
[YES] Can sell Resale Rights
[YES] Can sell Master Resale Rights
[YES] Can sell Private Label Rights

Enjoy :-)

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Their Legacy: Retirement Gift Ideas For Executives

For the elite people in the business industry, who have probably tasted the finer things in life, personalization is the key for the perfect retirement gift. It must be something that lets them remember their legacy in the corporation, where they had grinded it out for decades to get into the position of their dreams.

It must be related to their interests, where after successful deals and spot-on investments, where they relish in those activities that make them happy and fully human again. These two things are basic and necessary to help the former executives remember how they lived their lives, and of course, the one who thoughtfully gave it.

For the golfer

Nothing says leisure and passion more than the sport, golf. The demand of golf clubs, gloves and the like has soared over the years due to the advent of new industries like hedge fund investing and business solutions. More businesspeople simply mean more golfers since golf is the sport where most of them bond and get to know more about each other. Another evidence of which is that golf courses are becoming more commonplace in rising economies like China, where Mission Hills and many others are frequently advertised in sporting channels.

All it takes is some creativity. One can put their company logo, family seal or monogram in golf balls, markers, tees and golf bags to exude that certain kind of privilege only they can taste. And for those who love to bring along friends in the golf course, nothing says camaraderie more than personalized golf vests for the group of friends!

Also, in memorable tournaments with other golfers, a miniature personalized scoreboard print will also help bring out memories as much as photos do. With podium finishes and ranks immortalized, it will conjure up the spirit of competition and help the golfer (and other participants) again as if they’re playing and enjoying the sport right now.

Recreational Sports

Some executives spend their free time in casinos, where they flaunt their wealth and win more on the way. So to speak, such people live life on the fast lane, gaining and losing a lot as they go. For the perfect gift for these kinds of people, there should be items that represent his/her lifestyle, like a cigar personally blended or a cigar case and cutter with monograms. A customized card deck with logos that represent the retiree’s trade/industry can also be done for them.

One can also go for the classic expensive wine or champagne, where the taste of which reminds one, with its incomparable sparkle, of the good life. A 1787 Chateau Lafite, Cristal Brut and Clos du Mensil are on this list.

Letting these type of people taste privilege is integral to the perfect retirement gift for them. And cigar cases with monograms and expensive alcohol go a long way.


Nothing else reminds them of themselves and their lifestyles more than personalized items and things that represent their way of life. Giving these kinds of gifts to retiring executives hits it right on the spot; they should live their golden years the way they want it to be. And luxury and personalization will help you find the best retirement gift for them.

Choosing the Perfect Retirement Gift for the Firefighter

Valor is an integral aspect when it comes to choosing the right gift for the retiring firefighter. Almost every single day, they risk their lives in often-dangerous situations in their career. So in their final day in service, the retiree must be honored as much as possible for his/her commitment to the job and we must let them know that he/she is appreciated.


As much as possible, the gift must be related to firefighting as the retiree has practically given his heart and soul into saving people in danger. But the gift shouldn’t be merely serious. There are lots of products on the web that offer firefighter retirement gifts ranging from the inspirational to the outright silly. Examples are the Fireman’s Prayer embedded on towels and carpets or maybe a pocket watch with the Firefighter symbol engraved on the reverse side of the watch.

But if you want to make the retiree truly feel like a hero, charms and medals should be on the way. In, 14K gold cross charms are available and personalized honorary medals. There are also Flag Maltese coins and Fire Chief Gold and Silver coins available on One may also opt for classic retirement gifts like sculpted pewter moneyclips, mugs and limited-edition chrome lighters.

Or you can add a twist to your firefighter retirement gifts like a little autograph on the cap or probably a customized bobble head doll featuring the retiree. A polo shirt with a monogram is also a good choice. The possibilities are endless. All one needs is a pocket full of imagination.

One may also give a tribute magazine to the retiree, where it chronicles the firefighter’s highlights in his career and probably with some testimonials from friends, colleagues and family.

Thinking Forward

Firefighters are typically active people, so good retirement gifts may be also items that promote a hobby. A good choice is tool sets if the retiree loves to tweak automobiles. Or you may also give a golf set with a firefighter’s logo stitched on the golf bag to encourage him to take up sports and stay active and healthy. With that said, also include on the list, tennis and squash rackets.

You may also pique the retiree’s interest in history, giving him gifts about firefighting and some antique materials related to the retiree’s profession. Whatever your choice may be, it is sure to let you have the retiree’s appreciation.


But given all these options to work with, one must keep into mind that when choosing a retirement gift, you should take into account the retiree’s personality and hobbies. If he/she is the type who loves sports, take that angle. If he/she is a bit vain, then plaques and customized trophies should be in place. But if you and the retiree are mainly acquaintances but you want to give him/her a gift anyway, then classics such as coffee-table books featuring the retiree or special medals and coins are favorites.

Whatever you will choose as a gift, make sure that you recognize how you value the retiree’s contribution to society. Firefighting is a demanding profession that needs a lot of commitment, and a gesture as simple as giving a towel with a firefighter’s logo could suffice as a retirement gift.

Keep that in mind, and your gift-giving woes shall be gone.

Homemade Gag Gifts For Retirement

Homemade gag gifts for retirement is a wonderful way to spice up the usual retirement gift giving process by adding some personal touch to a gift. By incorporating a sense of expression by yourself as the giver, you are then able to transform a normal retirement gift into an eternal gift which will be remembered very well.

Let Your Imagination Do The Thinking

The whole process of a homemade gag gift for retirement starts off with an imagination. This imagination is not only geared towards knowing what to create but to incorporate all other considerations, in which case should also be included with humor and is relevant to the personality or the preference of the recipient.

A good imagination definitely places a good plan on a desired homemade gag gift as a retirement gift. For example, a sound imagination may be able to produce a plan to make a homemade necktie with the inscription « Not Retired, Just a Homebody ». Again, the key to starting a good plan to make a good homemade gag gift is an active imagination.

Let Your Humor Do The Talking

After you have decided what item to create, the next thing to do is to inject the item with a sense of humor either in words or in the manner in which it is created. Humor is the unique and distinguishing mark on a homemade gag gift for retirement. This is because humor is the essence of self expression of a human being especially when it comes to its application as gags on others. The specific joke may be the same as stated by two people, but the manner of delivery and the idea of who it came from differ as a factor regarding personality is considered.

Another thing about applying humor on a retirement gift does not necessarily have to be what you found funny. It has to be relevant, with a good punch line, and timely for the occasion. Remember that the humor is not for you but instead for the recipient of your retirement gift.

In this case, let your mind off in thinking critically of technicalities and details of how to please the person whom you will be giving your gift. Let your mind loose this time and tap into your crazy side.

Let Your Hands Do The Walking

After you have picked the perfect humor for the retirement gift, it is now time to implement and apply some skill and talent in creating. When creating, always bear in mind that you are again expressing yourself now in terms of your utility side; that which makes up of your skills in actualizing your physical self to move in coordination to create something out of nothing.

Many people dread at this stage in doing something home made because of apprehensions and pre set notions that anything that they will create will not be as good as that sold commercially. Though it may be true that the commercially marketed items are made by machine and exhibit consistency and accuracy, your so-called « substandard » proportioned homemade gift is still more valuable as it is the only one made as of the moment. Ever thought how limited edition items are sold at a higher price? This is the perspective that you would want to start with to encourage yourself.

If your concern is the aesthetic beauty of what you will be creating, just remember that you are creating something not to be ogled and wondered at but to be given a light twist. Your homemade gag gift for retirement is meant to get the chuckles and hilarity of the recipient an nothing else beyond that.

High-risk Investments and Retirement Gifts

Everyone knows that the perfect retirement gift to give to oneself is a formidable retirement plan. Nowadays, the American market is struggling with the housing bubble and is only able to get meager gains; this means that stocks are being valued less than one wants it to be. One may look towards high-risk investments like oil-well partnerships, direct investments and foreign currency ETFs to get the superior gains to offset the weak gains of traditional investments.

And if deep inside, you’re a daredevil, you may venture into hedge funds target to retirement investors or mutual funds that make use of hedge fund strategies to help future retirees generate sufficient income come 65.

But given the falling market and the benefits (and huge risks) that these kinds of investments present, should one venture into these? Before we answer that question, let’s look deeper in the world of these “sophisticated” investments.

The Roller-Coaster World of Hedge-Funds

If you’ve only read about the good side of hedge funds, you’ve probably heard about the superstar investors behind them that get paid huge sums by clients and assure superior gains in their investments in return, regardless if stock prices are rising or falling.

But the problem is, finding these superstars is a huge issue, since consistent performance isn’t assured, given the complexity of the investing world. Yes, it may contribute a lot from the outset, but the chances of continued returns are unlikely. Also, hedge funds are very unreliable in the sense that they lag behind others in terms of “survivorship bias”, which means that hedge fund database don’t include the returns of business that have flamed out or have simply stopped posting results.

One should also consider the great difficulty in handling these kind of funds. Great timing is needed especially in ETFs that let you buy and sell foreign currencies, which helps you profit from ups and downs in the market. This entails extensive reading of events in other countries and finding one that has high currency volatility in order to get the best return possible.

High Costs

You probably haven’t heard about the costs of being a hedge fund owner. These funds usually charge around 1 to 2 percent of assets plus 20 percent or more from profits in these funds. If you spend on a fund that spreads its assets on numerous hedge funds, you’ll also pay fees for each hedge fund involved. This system of charging clients simply decreases the always-hyped returns that hedge funds give.

Given the huge fixed costs of these investments, it is likely that one day you might find yourself with big losses from investing too much on these. So to speak, this might damage your retirement than fully enhance it.

Stick to the Basics

With all the problems and costs associated with these kinds of investments, it is still better to ignore their tempting call and stick to mutual funds. Of course, they pay lower fees compared to the astronomical ones in the carnival-esque world of high-risk investing. Yes, these “basic” investments still involve risk, but tracking corporations is way easier than keeping watch of foreign currencies and economies.

In the long run, the seemingly little gains that you get from these simple investments may pile up into something that’s enough to spend your final years in life with a Cristal in hand.